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Fight Back: Demand Pension Justice Now
If we don’t demand full transparency and real accountability right now, your hard-earned retirement could vanish. Silence is no longer an option – join the fight to save our pensions – before there’s nothing left to save.
The Issue
Incompetence, political bias, and outright corruption are draining our state pension funds and threatening your retirement plans. If we don’t act now, mismanagement will collapse our investments and retirement system. Demand urgent action from our elected officials. We need real accountability, transparency, and stable financial leadership before it’s too late. Your security and your future all depend on it.
New Jersey has a pension and benefit crisis. We have the worst-funded public pension system in the nation.
"Pension and Benefit Crisis"
NJ Spotlight News, July 10, 2024
Voices of Concern: A Call for Pension Reform
…I was wounded on the job and am currently considered disabled, so I can’t just go pickup up a P/T job to supplement our income. It’s my money and I was promised it would be in my pension and now it’s taken away.
The richest pension fund in the United States is now a shadow of itself with no COLA payouts for decades…
That’s the only income I have to feed my family and pay my bills…
Retired in 2014 after 25 years Police Lieutenant and my pension has not kept up with the cost of living in NJ
We need our COLA back!!!!!!!!! Consider those who have protected N.J. during their chosen career and expected this at the end of their career!
My husband spent 30 years in Newark as a firefighter and this has been going on for years, the state abusing the pension, putting devoted men at risk in their retirement years. Its a total disgrace, these politicians don’t care!
The Numbers*
Behind closed doors, the Division of Investment is gambling with your future. As of September 3, 2024, the fund holds $71.7 billion – but it’s only 43.5% funded, on average. That means if you retired tomorrow, nearly half of you would be left with nothing. This isn’t just mismanagement. It’s collapsing and it’s happening under a cloud of corruption and secrecy.
- State Public Employees’ Pension Fund 36%
- Judicial Retirement System Pension Fund 35%
- Teachers’ Pension & Annuity Fund 46%
- State Police and Firemen’s Retirement System 39.95%
- Local Police and Firemen’s Retirement System 72%
*All data as of fiscal year 2024
The alarming figures behind New Jersey’s pension crisis.
%
NJ State Pension Funding**
The Headlines
New Jersey’s electric bills rank 12th highest nationally after massive rate increases…
"New Jersey Residents' Fury Over Soaring Energy Bills Could Hit Democrats in 2026 Elections"
foxbusiness.com
8/13/25
There are great challenges to doing business in New Jersey, which unquestionably disproportionately harms minority- and women-owned businesses.
"Disparities Found Regarding State Minority Business Contracting"
New Jersey Business
January 23, 2024
Gov. Murphy vetoed a 20-year service pension bill for police and firefighters.
"Gov. Murphy Vetoed a 20-year Service Pension Bill for Police and Firefighters. Here’s Why"
Rutgers New Brunswick
Sadly, for a lot of our retirees, it’s the difference between keeping a house or not, or staying above the poverty line or not.
"No COLA Increase for Retired NJ Public Workers This Year"
NJ Spotlight News,
July 10, 2024
...it had fallen to only 55 percent funded. The New Jersey Teachers plan declined from 105 percent to only 72 percent funded, and the Police and Fire plan fell from 101 percent to 69 percent funded in the same period.
"The Looming Tipping Point of New Jersey’s Pension System: The Impact of More Retirees Than Employees"
American Enterprise Institute,
December 15, 2021
December 15, 2021
...the state’s current trajectory could result in higher utility bills, grid reliability concerns, and a lag in meeting renewable energy targets.
"New Jersey faces mounting energy crisis after shutdown of six major power plants"
Shore News Network
April 23, 2025
...affordability challenges persist, and critical areas like property taxes, healthcare costs, and small business relief remain inadequately addressed
"New Jersey’s FY26 Budget: Big Spending, Little Transparency, and Long-Term Risks"
New Jersey Policy Institute
7/1/2025
... Murphy dared ICE to raid his multi-million-dollar Navesink River property, giving the impression that he may be harboring someone who is in the country illegally.
"Murphy’s office backtracks on daring ICE to raid his NJ mansion"
NJ Spotlight News,
February 3rd, 2025
... New Jersey households were hit with a 17-20% rate hike starting in June, approved by New Jersey's Board of Public Utilities.
"New Jersey residents' fury over soaring energy bills could hit Democrats in 2026 election"
foxbusiness.com
August 13, 2025
...an official allegedly said the state’s investment council is “not a fan of investing with women and minority-owned firms.”
"Black-owned firm sues after N.J. official allegedly says state is ‘not a fan’ of investing with minority-owned companies."
NJ.com
June 24, 2024
We have made every effort to discuss the pay disparity issue with the governor, but he has ignored some of the state’s most dedicated and hardest working employees.
"Governor Phil Murphy Sued for Racial & Sex Discrimination"
njtoday.news
October 30, 2022
Among the 38 states with defined benefit pension plans for public school teachers, New Jersey ranks dead last.
"New Jersey Pensions Are the Least Generous in the U.S. For New Teachers"
www.njpp.org
Mar 26, 2025
... the governor wholly failed to deliver, has undercut a key Black-owned investment firm based in Newark, and has added insult to the mix by refusing to respond to his personal protests.
Leading Newark pastor to Gov. Murphy: “You can’t treat Black people like this.”
nj.com
July 5, 2020
July 5, 2020
Murphy's Men
Governor Murphy's Hand-Picked Enforcers Serve His Political Agenda
Both Senator George Helmy and Attorney General Matt Platkin were strategically appointed by Governor Phil Murphy to key positions where they could advance his political objectives and shield his administration from scrutiny.
George Helmy
U.S. Senator
Senator George Helmy Under Fire for Ethics Violations and Abuse of Power
Senator George Helmy is facing mounting criticism following revelations of multiple ethical breaches and potential criminal conduct during his time in office. The allegations paint a troubling picture of a politician who allegedly leveraged his position for personal and political gain, undermining public trust and democratic processes. These serious charges have prompted calls for investigation and accountability from both political opponents and ethics watchdog groups.
Documented Offenses
- Election Interference – Allegations of improper involvement in electoral processes and potential manipulation of voting procedures politico.com
- Overreach in Pending Criminal Prosecution – Inappropriate interference or influence attempts in ongoing criminal cases beyond his official capacity nypost.com
- Misuse of Political Privilege During Covid – Exploitation of emergency powers and special access during the pandemic for personal or political advantage newjerseymonitor.com
Matt Platkin
Attorney General
Attorney General Matt Platkin Faces Multiple Ethics and Misconduct Allegations
New Jersey Attorney General Matt Platkin is confronting a series of serious allegations that call into question his adherence to legal standards and ethical conduct in office. The mounting accusations suggest a pattern of overstepping constitutional boundaries, political manipulation, and failure to properly handle sensitive cases. These controversies have raised concerns about the integrity of the state’s top law enforcement office and have drawn criticism from across the political spectrum.
Documented Offenses
- Disregarded Bipartisan Transparency Laws – Failure to comply with legally mandated disclosure requirements and public access provisions njassemblygop.com
- Overreach in Police Takeover – Exceeded legal authority in attempts to assume control over local law enforcement agencies newjerseyglobe.com
- Bias/Political Targeting – Allegations of using prosecutorial power to selectively target political opponents or allies newjerseyglobe.com
- Mishandling Sexual Assault Complaint – Improper procedures or negligence in processing sensitive criminal allegations newjerseymonitor.com
- Undisclosed Misuse of Taxpayer Funds for Offshore Wind Project – Unauthorized or improper allocation of public resources without proper disclosure or oversight insidernj.com
Promises made.
Promises broken… again.
The Corruption
Corruption has seeped into the system, diverting funds meant for our heroes’ futures.
Political Mismanagement
Decades of mismanagement have left pension funds depleted, endangering livelihoods.
Broken Promises
Despite repeated assurances, the funds remain misallocated, affecting countless lives.